Description

The mortgage landscape is dynamic and ever-changing! At AFR, we believe in staying ahead of the curve and preparing for future growth. While we don't currently have any open positions, we're actively seeking talented individuals to join our team when the time is right. We invite you to submit your application to be considered for upcoming opportunities!

#WeAreAFR

Ready to unlock the doors to homeownership for thousands of Americans? As a national residential mortgage lender, we're passionate about helping homeowners, homebuyers, and mortgage pros in achieving their financing goals. The crew behind American Financial Resources (AFR) is looking for candidates for future Closer roles to manage the final stages of the mortgage loan process, ensuring accurate and timely closings. This role requires strong organizational skills, attention to detail, and excellent communication skills. The Closer works closely with processing, funding, underwriting, and other teams to ensure smooth and compliant closings.

In this role you will…

• Review loan files to verify outstanding items needing completion.
• Generate Closing Disclosures (CDs) to borrowers and closing agents at least 3 days prior to closing, adhering to CFPB guidelines.
• Generate closing documents for closing agents after the CD has been acknowledged by the borrower.
• Collaborate with closing agents to ensure all closing-related items are completed and received.
• Communicate with closing agents to confirm closing costs and outstanding items required for closing.
• Manage and maintain a loan pipeline, prioritizing loans based on closing dates.
• Collaborate with Processors, Processing Team Leads, and Underwriters to meet and exceed team goals.
• Maintain current knowledge of federal and state regulations, as well as industry standards related to mortgage closings.
• Comply with company internal policies, agency guidelines, and all applicable federal, state, and local regulations.
• Ensure accurate data entry within the loan origination system.
• Utilize various computer systems for voicemail, email, ticketing, and other closing-related tasks.
• Communicate effectively with internal and external clients, title companies, and closing agents regarding transactions.
• Resolve issues and answer questions that arise during the closing process.
• Contribute to meeting and exceeding company goals.
• Other duties using applicable skill set to support business needs.
  

Qualifications

You would be great for this role if you…

• Have at least three years of closing experience within the mortgage industry
• Preferably have at least one year of experience using Encompass.
• Have strong organizational and time management skills.
• Possess excellent attention to detail and accuracy.
• Are proficient with computer systems and mortgage software.
• Have strong communication and interpersonal skills, both written and verbal.
• Work both independently and as part of a team.
• Prioritize tasks and meet deadlines in a fast-paced environment.
• Have a solid understanding of mortgage lending and closing processes.
• Are familiar with CFPB guidelines and TRID regulations.
  

Equal Opportunity for All
AFR recognizes and appreciates the rich array of talents and perspectives that equal employment and diversity can offer the company. As an equal opportunity employer, we are committed to making all employment decisions based on competence, education, experience, and fundamental talent. We prohibit discrimination and harassment of any kind, including but not limited to discrimination on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, physical abilities or disabilities, or veteran status.