Nissan Motors
Consumer Credit Analyst 2
This job is now closed
Job Description
- Req#: R00168409
Analyzes consumer credit applications to determine the credit worthiness of applicants.
Determines the risk level based on an evaluation and assessment of the Credit Bureau and other sources.
Negotiates tiers and term and reviews deal structure with dealers.
Evaluates credit applications based on information received from credit bureau reports and various other sources.
Ensures credit decisions conform to credit guidelines and lending retail authority levels of a Credit Level II analyst, responsible for larger district assignments and major metro areas.
Processes and decisions credit applications received and presented in LOS, dealer inbound phone calls, escalated dealer calls and initiates outbound dealer calls Develops and maintains business relationships with dealer personnel.
Interacts with dealers regarding lending decisions based on credit evaluations.
Negotiates credit decisions tiers and terms on applications, approvals and declines.
Utilizes scoring and credit analysis to administer a risk-based finance program.
Thorough knowledge of consumer credit analysis and approval process. Excellent customer service, interpersonal, negotiation and analytical skills. Good problem solving, written and verbal communication skills
Bachelor's Degree in Finance or degree in related field preferred or 9-10 years sales finance experience, including 1-2 of credit experience
Minimum of 1.5 years credit buying experience (automotive experience highly preferred). As an NMAC employee, candidate must have rotated through 2 regions as an Analyst I and possess an additional 2 years of NMAC experience preferably in Collections, Funding or Customer Service. External candidates must have a minimum of 3.5 years of professional experience including a minimum of 1.5 years credit analysis.
Computer use to look up data or information, to generate/print standard reports or spreadsheets developed by others, or to use computer programs developed by others.
With a focus on Mobility, Operational Excellence, Value to our Customers and the Electrification of vehicles, you can expect to be part of something exciting. From the sleek design of our vehicles to the unique opportunities we offer around the globe, Nissan exemplifies ingenuity in everything we do. Our people are what drive the business forward.
We’re currently looking for a Consumer Credit Analyst 2 to join our team in Irving, Texas.
*Position is eligible to work remotely*
**Candidate must be willing to commit to weekend shift which includes both Saturdays and Sundays as well as some evening hours.**This role will be responsible for:
Job functions include but are not limited to:
Minimum Qualifications:
The selected candidate must be able to work up until 10:00p.m. - depending on the region and rotating weekends.
Welcome to an open lane of possibility. Drive your career forward and join the company leading the technology and business evolution of the automotive industry by applying today.
All of us at Nissan – regardless of functional area or expertise – share a passion to design, manufacture, and sell high-performance vehicles. It is Nissan’s policy to provide Equal Employment Opportunity (EEO) to all persons regardless of race, gender, military status, disability, or any other status protected by law. Candidates for this position must be legally authorized to work in the United States and will be required to provide proof of employment eligibility at the time of hire.
**Visa sponsorship for this position is not available at this time.**
Salary Range Estimate: Annual Salary: ($57,880-$96,182). This compensation range is provided as a reasonable estimate of the salary range for the job’s grade level. Factors that may be used to determine your actual salary may include, among other things, your specific skills, your work location, how many years of experience you have, and comparison to other employees already in this role.
NISSAN FOR EVERYONE
People are our most valuable assets, and diversity and inclusion are the key to maximizing the power of each individual member of our team. When everyone belongs, the power of NISSAN is undeniable. Our Corporate Diversity Initiative aims to improve business results by ensuring that our workplace and core businesses meet the unique needs of our employees and customer base.
Nissan is committed to creating a culture where everyone belongs and employees, customers, and partners feel respected, valued, and heard. We have over 10 Business Synergy Teams (BSTs) across the U.S. and Canada that connect employees – with shared characteristics or interests – build allies, and foster a company culture where all employees feel supported and included.
Nissan also values inclusion in all areas of our business as we strive to mirror the diversity of our customer base and the communities where we do business. We are committed to procuring innovative goods and services, retailing our products and communicating from a diverse perspective which will help us continue to offer our customers competitively designed, market-driven products.
Join us as we carry our commitment to diversity and inclusion into the future.
Irving Texas United States of AmericaSalary Range:
$52,570.00 - $87,510.00Salary Range Estimate: Annual Salary: (Minimum to Maximum of Salary Range noted here). This compensation range represents the minimum and maximum base salary rates at Nissan for jobs assigned to this particular grade level. Please note that it is uncommon for an employee to be placed at either end of the range. Rather, an employee’s actual base salary generally may fall somewhere in between and reflect the employee’s unique skills, work experience, education, work location, and market norms. Additionally, pay may be based on comparisons to the base salary rates of other employees with similar backgrounds working in comparable roles.
About the company
Nissan North America, Inc., doing business as Nissan USA, is the North American headquarters, and a wholly owned subsidiary of Nissan Motor Corporation of Japan.