Hyundai Capital America

Credit Analyst (100% Work from Home)


PayCompetitive
LocationIrvine/California
Employment typeFull-Time

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  • Job Description

      Req#: 2500006U
      Employer Industry: Automotive Finance

      Why consider this job opportunity:
      - Competitive pay with immediate 401(k) matching and vesting
      - Vehicle purchase and lease discounts plus monthly vehicle allowances
      - Paid Volunteer Time Off with company donation to a charity of your choice
      - Tuition reimbursement for further education
      - Opportunities for skill development and career advancement within the organization
      - Supportive and collaborative work environment focused on team success

      What to Expect (Job Responsibilities):
      - Underwrite consumer applications from Hyundai, Kia, and Genesis Dealers, making credit decisions that adhere to company policies and regulatory compliance
      - Analyze credit applications using the four C's of credit and negotiate loan terms with dealers
      - Monitor dealer portfolios to increase capture rates and assist in resolving funding issues
      - Participate in performance coaching and development sessions to enhance team performance
      - Collaborate across divisions to ensure a seamless customer experience

      What is Required (Qualifications):
      - Minimum 1 year of automotive finance experience
      - 2 years of experience in a fast-paced office environment
      - High school diploma (GED) required; college degree preferred
      - Strong verbal, written, and interpersonal communication skills
      - Analytical skills with a high attention to detail

      How to Stand Out (Preferred Qualifications):
      - Experience with collections, funding, dealer services, or customer service
      - Background in auto finance or related fields
      - Familiarity with dealer operations or sales
      - Self-starter with excellent time management skills
      - Ability to negotiate and collaborate effectively with customers and associates

      #AutomotiveFinance #CareerOpportunity #CompetitivePay #SkillDevelopment #TeamCollaboration

      "We prioritize candidate privacy and champion equal-opportunity employment. Central to our mission is our partnership with companies that share this commitment. We aim to foster a fair, transparent, and secure hiring environment for all. If you encounter any employer not adhering to these principles, please bring it to our attention immediately. We are not the EOR (Employer of Record) for this position. Our role in this specific opportunity is to connect outstanding candidates with a top-tier employer."
  • About the company

      Hyundai Capital America is a top-10 U.S. auto-finance company supporting the financial services needs of Hyundai Motor America and Kia Motors America.