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Credit Analyst (100% Work from Home)


PayCompetitive
LocationIrvine/California
Employment typeFull-Time

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  • Job Description

      Req#: 2500006U
      Employer Industry: Automotive Finance

      Why consider this job opportunity:
      - Competitive salary with immediate 401(k) matching and vesting
      - Comprehensive medical, dental, and vision plans with no-cost and low-cost options
      - Discounts on vehicle purchases and leases, plus monthly vehicle allowances
      - Paid Volunteer Time Off with a company donation to a charity of your choice
      - Opportunities for skill development and career advancement within the organization
      - A commitment to diversity and inclusion in the workplace

      What to Expect (Job Responsibilities):
      - Underwrite consumer applications from Hyundai, Kia, and Genesis dealers, making credit decisions within company policies and regulatory compliance
      - Analyze credit applications using the four C's of credit and negotiate loan terms with dealers
      - Monitor dealer portfolios and follow up on approvals and pending contracts to increase capture rates
      - Participate in coaching and development sessions to enhance team performance
      - Collaborate with cross-division teams to ensure a seamless customer experience

      What is Required (Qualifications):
      - Minimum 1-year experience in automotive finance (desirable)
      - 2 years of experience in a fast-paced office environment
      - High school diploma or GED; college degree preferred
      - Strong verbal, written, and interpersonal communication skills
      - Analytical skills with high attention to detail and excellent time management abilities

      How to Stand Out (Preferred Qualifications):
      - Experience in Collections, Funding, Dealer Services, or Customer Service
      - Background in auto finance or related fields
      - Familiarity with dealer operations or sales
      - Ability to negotiate and collaborate effectively with customers and associates

      #AutomotiveFinance #CareerOpportunity #CompetitivePay #DiversityAndInclusion #SkillDevelopment

      "We prioritize candidate privacy and champion equal-opportunity employment. Central to our mission is our partnership with companies that share this commitment. We aim to foster a fair, transparent, and secure hiring environment for all. If you encounter any employer not adhering to these principles, please bring it to our attention immediately.
      We are not the EOR (Employer of Record) for this position. Our role in this specific opportunity is to connect outstanding candidates with a top-tier employer."
  • About the company

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