Essential Duties and Responsibilities:
As a corporate underwriter, credit policy specialist, you'll provide support to underwriters and the mortgage fulfillment team (including training & answering questions) and assisting with our Mortgage Loan Origination system - encompass by reviewing loans.
- Second level reviews - Jumbo loans > 1 Mil.
- Create and provide training to Underwriters, i.e. Job Aids, Worksheets, troubleshooting, etc.
- Review Test Cases for new Underwriters or Underwriters working toward VA LAPP/SAR and FHA DE
- Research and answer questions emailed to our Policy email address
- Update Policies and Procedures with current Investor/Agency guidelines
- Assist with writing and implementing new programs
- Assist with Post-Closing/Insuring issues
- Transfer new Underwriter CHUMS #'s and help transfer VA LAPP/SAR to Security National
- Underwrite our non-QM delegated loan product.
- Assist with QC Findings and Trends
- Create Bulletins and other distributed communication to the Regions
- And other related duties as assigned
Requirements
Education and/or Work Experience Requirements:
- Strong communication, organization, attention to detail and time management skills
- Experience with paperless underwriting a plus
- Experience with non-QM loans required
- Computer skills, including knowledge of Desktop Underwriter and Loan Product Advisor
- Independent, self-starting, team player with a positive attitude. Must work well with internal and external customers.
- Knowledge of FHA, VA, Conventional, and USDA guidelines
- FHA Chums and VA Lapp/SAR required.
Physical Requirements:
- Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
- Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
- Must be able to occasionally lift and carry up to 15 lbs.
- Must be able to talk, listen and speak clearly on telephone
- Must be able to sit for prolonged periods at a desk, while working on a computer
Salary Description
$95,000 - $110,000 annually