Planet Home Lending

Credit Risk Analyst


PayCompetitive
LocationRemote
Employment typeOther

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  • Job Description

      Req#: 131542
      Employer Industry: Financial Services

      Why consider this job opportunity:
      - Comprehensive benefits package including medical, dental, and vision insurance
      - Short-term and long-term disability insurance, basic life insurance, and 401(k) plan
      - Opportunity for career advancement and growth within the organization
      - Engaging work environment with a focus on credit risk analysis and compliance
      - Chance to contribute to important processes like FEMA Disaster management and loan compliance

      What to Expect (Job Responsibilities):
      - Perform loan level credit reviews, trending, and root cause analysis of post-funding defects
      - Manage assigned Credit Risk Processes including FEMA Disaster and Undisclosed Debt Monitoring
      - Analyze and recommend credit risk business rules in loan origination systems
      - Support rebuttal strategies to investors for loan level noncompliance
      - Collaborate with Credit Risk leadership and assist in managing the Challenged Loan Inventory

      What is Required (Qualifications):
      - Bachelor’s Degree or a combination of related experience and education
      - Minimum of 2 years in the mortgage or financial services industry with expertise in processing, underwriting, and regulatory compliance
      - Proficient in Microsoft Office, particularly Excel, SharePoint, and Word/PowerPoint
      - Demonstrated experience in developing and conducting loan level reviews and examinations
      - Excellent written and verbal communication skills

      How to Stand Out (Preferred Qualifications):
      - Recent degree in finance, accounting, business management, or a related field
      - Experience interacting with external agencies, investors, and insurers
      - Strong decision-making skills and ability to manage multiple tasks concurrently
      - Ability to analyze and interpret complex information effectively

      #FinancialServices #CreditRisk #CareerOpportunity #ComprehensiveBenefits #RegulatoryCompliance

      We prioritize candidate privacy and champion equal-opportunity employment. Central to our mission is our partnership with companies that share this commitment. We aim to foster a fair, transparent, and secure hiring environment for all. If you encounter any employer not adhering to these principles, please bring it to our attention immediately.
      We are not the EOR (Employer of Record) for this position. Our role in this specific opportunity is to connect outstanding candidates with a top-tier employer.
  • About the company

      Tell us your goals: Buying a new home, getting cash from your home, a more affordable payment, or paying off your mortgage sooner. Our mortgage experts explain your options simply and clearly and give you competitive rates and terms.