Discover
Principal Consumer Credit Risk Specialist
PayCompetitive
LocationRiverwoods/Illinois
Employment typeFull-Time
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Job Description
- Req#: R45319
Employer Industry: Digital Banking and Payments
Why consider this job opportunity:
- Salary up to $153,400
- Opportunity for career advancement and growth within the organization
- Comprehensive benefits package including paid parental leave, 401(k) plan, and medical, dental, and vision coverage
- Supportive and collaborative work environment focused on compliance and risk management
- Chance to make a meaningful impact on consumer credit risk and asset quality strategies
What to Expect (Job Responsibilities):
- Develop and enhance credit risk oversight processes aligned with the Corporate Risk Management framework
- Analyze and monitor the credit quality of various loan portfolios, generating reports and establishing early warning indicators
- Conduct effective challenges on credit strategies and governance frameworks, validating risk appetite and key risk indicators
- Perform ad hoc credit risk and asset quality analysis, presenting findings and recommendations to leadership
- Collaborate with business partners to gather data and ensure comprehensive assessments of credit performance
What is Required (Qualifications):
- Master’s degree in Statistics, Economics, Analytics, Mathematics, Engineering, or a related field
- 4+ years of experience in Statistics, Economics, Engineering, or a quantitative discipline, or equivalent internship or research experience
- 6+ years of relevant modeling or analytical experience in Statistics, Mathematics, Economics, Engineering, or a related field with a Bachelor’s degree
- Ability to perform primarily in a stationary position within an office setting
- Strong analytical skills with the ability to interpret complex data
How to Stand Out (Preferred Qualifications):
- Ph.D. in Statistics, Economics, Analytics, Mathematics, or Engineering
- 6+ years of experience in a quantitative discipline or equivalent internship or research experience
#DigitalBanking #CreditRiskManagement #DataAnalysis #CareerOpportunity #CompetitivePay
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Discover is a credit card brand issued primarily in the United States.