River City Bank

Senior Commercial Credit Analyst


Pay$95000.00 - $130000.00 / year
LocationSacramento/California
Employment typeFull-Time

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  • Job Description

      Req#: 2551056
      Employer Industry: Banking and Financial Services

      Why Consider this Job Opportunity:
      - Competitive salary up to $100,000
      - Opportunity for career advancement and growth within the organization
      - Supportive and collaborative work environment
      - Excellent benefits package including health insurance and retirement plans
      - Chance to work with a diverse portfolio of clients
      - Engage in community development efforts

      What to Expect (Job Responsibilities):
      - Analyze transaction risk and recommend loans for approval
      - Assess cash flows, collateral value, and discounted cash flow analysis
      - Evaluate borrower financial statements and tax returns
      - Prepare formal written credit authorizations
      - Manage a portion of the Bank's loan portfolio

      What is Required (Qualifications):
      - Bachelor's degree from an accredited college
      - 5-10 years of experience in credit analysis within a banking/lending environment
      - Knowledge of accounting, financial statement, and cash flow analysis
      - Excellent written and verbal communication skills
      - Strong analytical and problem-solving skills

      How to Stand Out (Preferred Qualifications):
      - Experience in commercial and industrial lending
      - Proficiency in specialized computer hardware and software packages

      #BankingandFinancialServices #CreditAnalysis #CareerOpportunity #CompetitivePay #CommunityDevelopment

      We prioritize candidate privacy and champion equal-opportunity employment. Central to our mission is our partnership with companies that share this commitment. We aim to foster a fair, transparent, and secure hiring environment for all. If you encounter any employer not adhering to these principles, please bring it to our attention immediately.
      We are not the EOR (Employer of Record) for this position. Our role in this specific opportunity is to connect outstanding candidates with a top-tier employer.
  • About the company

      California's premier business bank with personalized service and local decision making. With assets in excess of $3.5 billion, River City Bank is the largest, independent, and locally-owned and managed bank in the Sacramento region.